How to Activate UnionBank ATM card

Unlike most other banks, UnionBank makes it convenient for customers to apply for and open an account with them. You can open an account on the UnionBank website or app and submit all your documents online.

They will even send you your UnionBank ATM card through door-to-door delivery. Of course, if you still prefer the old-school route of visiting the physical branch and applying for a bank account there, you are free to do so.

Have you recently received your new UnionBank ATM card? If so, you can activate it as soon as possible if you just follow the steps outlined in this article.

How to activate UnionBank ATM card

You can easily activate your ATM card using UnionBank online without having to step foot inside a physical branch. It’s faster and more convenient this way, even if there is a branch near you.

This is how you can do it:

Step 1: Open the UnionBank online app on your phone or go to UnionBank online from your web browser.

Step 2: Log into your UnionBank account by entering your username and password.

Step 3: Tap on “Activate Card” from the app’s home dashboard.

Step 4: UnionBank will ask you to input your card information. Enter your 16 digit card number, the card expiry date, and your birth date.

Step 5: Wait for the OTP to be sent to your phone number. Enter the OTP to verify your card activation.

Step 6: You have successfully activated your card.

How can I use my UnionBank ATM card?

Congratulations, you now have an active UnionBank card and can start using it for various everyday transactions. Some of the transactions you can use the ATM card for include the following:

  • ATM withdrawals
  • Over-the-counter withdrawals
  • Retail transactions
  • Bills payments
  • Online shopping
  • Money transfers to other banks
  • Cashing in to e-wallets

Frequently Asked Questions (FAQs)

When can I activate my Unionbank ATM card?

You can activate your ATM card as soon as you receive it in the mail or from your branch of account. If you applied for a UnionBank account online, you will receive it in the mail.

How long does it take for the ATM card to be delivered to me?

Expect your card to be delivered by one of UnionBank’s delivery partners within 5 to 10 business days. This does not include holidays and weekends.

How soon after activation can I use my ATM card?

You can use your ATM card for any cashless transactions as soon as you have successfully activated the card.

I encountered an error when I tried to activate my UnionBank ATM card online. What should I do?

You can call UnionBank customer hotline at (+632) 8841-8600 or 1-800-1888-2277, or send them an email at As an alternative, you can also visit your branch of account if you prefer speaking to someone face-to-face.


UnionBank is a great bank for people who prefer online and contactless transactions. You can accomplish almost everything you need through their app alone.

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