How to Transfer Money from BPI to BPI Account

You can quickly transfer funds to other BPI accounts, whether it belongs to a family member, a friend, or a business partner or contractor.

BPI has made it easier to transfer money through QR codes, but manually entering the account number is still an option.

If you want to know how to transfer money from BPI to BPI, read more below.

How to transfer money from BPI to BPI

Follow the steps here on how to transfer money from BPI to BPI:

Via QR

Step 1: Open the app of BPI Mobile or BPI Online on your phone.

Step 2: Click on the Transfer via QR even without logging in.

Step 3: Choose between Scan QR or Import QR from Photos.

Step 4: Log in to your account to proceed.

Step 5: Select your source account after tapping the Transfer from box.

Step 6: Input the Transfer amount.

Step 7: Click Next, then Confirm.

Step 8: Get the OTP, then tap on Submit.

Via App Transfer

Step 1: Go to the BPI Mobile or BPI Online app on your smartphone.

Step 2: Log in to your account.

Step 3: Click on Transfer Money.

Step 4: Choose Transfer to 3rd party.

Step 5: Fill out all the required details.

Step 6: Tap on Confirm.

Step 7: Input your OTP or Mobile PIN.

Step 8: Click Submit.

You can still upload a screenshot or photo of a QR code from another BPI user to fill in the account number.

Is it free to transfer money from BPI to BPI?

Transfer money is only free when sending from your BPI account to another BPI account if the destination account has a QR code or is enrolled as a biller or payee.

Otherwise, there will be a transaction fee of 10 pesos, which is cheaper than InstaPay or PESONet fees.


How much is the fee for money transfer to other banks?

Whether they have a QR code or not, you can choose between InstaPay and PesoNET when sending funds to other banks.

Unlike others, PesoNET is more expensive, with BPI costing PhP 50 per transaction, but InstaPay only costs PHP 25 and can instantly send your money even on weekends or holidays.

How do I enroll in an account for free money transfers?

It would help if you went to Manage Billers and Payees under Other Services in the BPI Online or BPI Mobile app.

From there, you need to add new recipients by providing, confirming, and approving the details.

Can I be scammed using QR codes?

Since the QR code nicknames can be changed, you should be careful when donating funds during calamities where there are many donation drives.

Make sure that you are viewing the original post of the organization or double-check the account number displayed as the recipient.


Using the BPI QR code for sending money to other BPI accounts is more accessible, free, and avoids errors.

Generate your QR code for future transactions to speed up the transfer process.

Read these next:

Latest posts by Jerico (see all)