How to Transfer Money from BPI to GCash: Full Guide

BPI allows you to transfer your funds to your e-wallet accounts for an extensive list of possible transactions.

One of the most widely used e-wallet apps is GCash by Mynt or Globe Fintech Innovations Inc.

If you want to know how to transfer money from BPI to GCash, continue reading this article.

Table of Contents

How to Transfer Money from BPI to GCash

Follow these steps on how to transfer money from BPI to GCash account:

Step 1: Open the GCash mobile app on your smartphone.

Step 2: If you have not yet linked your BPI Account to your GCash account, go to Profile.

Step 3: Click on My Linked Accounts and tap on the gray icon of BPI.

Step 4: Enter your BPI account username and password.

Step 5: Follow any additional prompt when required, such as providing the OTP sent by BPI.

Step 6: After successfully linking your BPI account, go to Cash In from the GCash app home page or dashboard.

Step 7: Tap on the BPI logo under My Linked Accounts or Online Banks.

Step 8: Input the amount you want to cash in and select the BPI source account.

Step 9: Click Next, then Confirm.

Step 10: Check the mobile number connected to your BPI account before clicking Submit.

Step 11: Enter the OTP and click Submit once again.

You can now see the confirmation screen of the successful cash-in transaction as well as an SMS and email notification.

Can you transfer money from BPI to GCash without linking?

Yes, you can still transfer money from your BPI account to your GCash account even if they are not yet linked.

You can do this by opening the BPI Mobile Banking app on your smartphone and initiating the transaction from there.

But it would help if you considered linking your Bank of the Philippine Islands account to your GCash account for the best convenience possible.

Is there a charge when transferring money from BPI to GCash?

For InstaPay from the BPI app, the charge is PhP 25 for a maximum of PhP 50,000 per transaction.

If you use PESONet from the BPI app, the charge per transaction is PHP 50, but you can send up to PHP 20,000.

BPI also has a Cash into E-Wallet feature with a minimum transaction amount of PhP 300 but zero transfer fees.

Directly cashing in using the GCash app if your BPI account is already linked to it is also free of charge.

Why can’t I transfer money from BPI to GCash?

One reason you cannot transfer money from BPI to a GCash account is that you forgot to consider the additional transfer fee, whether it’s through InstaPay or PESONet.

Another reason is that you may have already reached the transaction caps for either your BPI or GCash accounts.

You may also check if you have entered the correct GCash mobile number.

Rarely, some services may be experiencing downtime or a large volume of transactions, so you should try again at a later time.

BPI to GCash transfer delay

If you have selected InstaPay as the transfer method, you should receive the fund transferred immediately.

PesoNet, on the other hand, processes your payment within the same day if you initiated the transfer before 12 noon.

Do not forget that PESONet is only available during banking days, so if you send money on a Saturday, it will only be processed by Monday unless it falls on a holiday.

Just in case the transfer is taking too long, you should check whether you have sent the amount to the right GCash mobile number or call the BPI hotline for assistance.

What E-Wallets can receive money from BPI?

Aside from GCash, BPI can also send money to popular e-wallet apps such as GrabPay, Lazada Wallet, PayMaya, and ShopeePay.

Joining the list are AllEasy, Bayad, DA5, Megapay, RFID, SquidPay, and USSC.

Can I unlink my BPI account from GCash?

Yes, you can unlink your BPI account right from the GCash app by going to the My Linked Accounts section under your Profile.

Just tap on BPI and click on the Unlink button.

You can now see a successful unlinking confirmation screen.

What is the cash in the limit of the linked BPI account to GCash?

With a linked bank account, your fully verified account even gets an upgrade from a wallet size of PHP 100,000 to PHP 500,000.

Your daily and the monthly incoming limit amount is set to PHP 500,000.

You can check other account limits under View Benefits in your Profile, depending on your verification level.

Is Send to Bank free of charge from GCash to BPI?

Unfortunately, transferring funds from your GCash account to your own or other people’s BPI account is not free of charge.

GCash can send money to banks using either InstaPay or PESONet, which have transfer fees.

If you are in a hurry, you can use InstaPay with a fee of PHP 25.

Otherwise, use PESONet, which costs PHP 15.

Can I send money from GCash to BPI for free?

There is a neat trick known to active e-wallet users to send money from GCash to your BPI account for free.

Just cash into ShopeePay using your GCash account and from there, withdraw your fund into your BPI account.

Take note that withdrawal from ShopeePay can take up to 3 business days.

What is the BPI contact number for GCash concerns?

You can contact BPI through 02 889-10000, 1-800-188-89-100 (PLDT toll free), or +63 2 889-10000 (international).

If you are not in a hurry, you can reach BPI through their email address help@bpi.com.ph.

Conclusion

Quickly transferring your funds from BPI to GCash can be done via the BPI or GCash app.

GCash complements the billers already available on BPI, but you can enjoy the fund for other transactions.

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Jerico

Jerico is a business graduate who loves to write about e-wallets, shopping apps and banking apps. He’s also the founder of Pesohacks.com.