How to Pay Credit Card Using PayMaya

PayMaya is one of the many payment channels that you can use to pay for your credit card bills every month.

Using PayMaya is safe, secure, and perfect for when you’re in a hurry or don’t have time to travel to a physical payment center.

If you’re interested in knowing how to pay your credit card via PayMaya, this article has all the details you need.

Credit Card Billers on PayMaya

These are the credit cards that you can pay on PayMaya:

  • BDO
  • BPI
  • Equicom Savings Bank
  • RCBC Bankard
  • Metrobank

How to pay credit card using Paymaya

This is how you pay your credit card statement in less than 10 steps:

Step 1: Open the PayMaya app on your phone.

Step 2: Log in with your mobile number or email address and password.

Step 3: Click on “Pay Bills” on the main dashboard.

Step 4: Tap on “Credit Cards.”

Step 5: Select the bank of your credit card. The only credit billers currently available on PayMaya are listed in the section above.

Step 6: Enter your customer or card number, the exact amount to be paid as seen on your statement of account, and the consumer name which is the name on the credit card. Tap “Continue.”

Step 7: Review the details shown on the confirmation page. If all the information is correct, tap “Pay.”

Step 8: That’s it, you’ve paid your credit card bill!

Traditional ways to pay credit cards

If you’re not comfortable paying your credit card bill on PayMaya, you can always stick to other traditional payment methods, such as:

1. Over-the-counter payment at the bank

Going to a branch of your credit card’s issuing bank is one of the most secure ways to settle your credit card bills.

You can talk to a bank teller if you have any questions or concerns, and you can return to the branch if any issues arise.

2. Auto-debit payment

Auto-debit payments are usually a good option if you’re a forgetful person.

You can make an arrangement with your credit card provider and bank of choice to set up automatic payments every month which will automatically deduct the amount due from your bank account.

3. Over-the-counter payment at a bayad center

Bayad or payment centers are establishments where you can pay for all kinds of bills including your credit card bills, utility bills, loans, insurance, and airline tickets.

You can pay all of your bills in one go this way.

Frequently Asked Questions (FAQs)

Are there fees for paying credit card bills on PayMaya?

There are biller convenience fees on PayMaya depending on the biller.

How do I know if I have gone over the monthly cash in limit on PayMaya?

You can view your account’s daily and monthly limits on the “Account Limits” page which can be found on the menu of the PayMaya app.

The daily limit will reset at midnight of the next day while your monthly limit will reset on the first day of the next month.


Compared to traditional payment methods for credit cards, using PayMaya is much less of a hassle and will save you a considerable amount of time.

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