How to Cash-In in In 5 Easy Steps

How do I cash in

If this is your first time using, you may be amazed by what this e-wallet has to offer.

But if you want to know how to load your account, it’s actually easy!

In this post, we’ll provide you with all of the steps as well as the cash-in fees you need to be aware about. Let’s get to it!

How to Cash-In

Cashing in to your account is incredibly easy!

The app makes it effortless for users to deposit money to their account using different methods.

Here’s how it works:

1. Open your app.

2. Tap “Cash-In” which you’ll see on the menu dashboard.

Cash in

3. Choose where you’ll cash in such as e-wallets, online bank transfers, over-the-counter banking, remittance centers, department stores, international options and Kiosk payments.

Cash in

4. Enter an amount you want to cash in.

5. And follow the instructions whether you’ll cash in online or through different outlets. Cash in Fees offers free cash-in for some of its cash-in transactions.

However, there are fees associated when you cash in using other methods.

Ultimately the fee depends on the third-party platform that you’ll use to cash-in.

So, in order to understand this better, we created this table for you on cash in fees:

Cash in MethodFees
Bayad CenterP50 – P100: free P101 – P50,000: 2% of the deposit
Cebuana LhuillierP100 – P2,500: P50 fee Above P2,500: 2% of the deposit
Chinabank (via Dragonpay)P15 – P,1000: P10 fee P1,001 – P4,000: fee of 1% of deposit Above P4,000: P40 fee
M Lhuillier ePayP15 – P1,000: 5% M Lhuillier fee + P10 fee P1,001 – P4,000: P50 M Lhuillier fee + 1% fee Above P4,000: P50 M Lhuillier fee + P40 fee
PESONetFree  P15 – P5,000: P15 fee
SM Bills Payment CenterP50 – P1,000: P10 fee P1,001 – P4,000: fee of 1% of deposit Above P4,000: P40 fee
eTap3% of the cash-in amount
Palawan PawnshopP100 – P500: P20 fee P501 – P5,000: P30 fee P5,001 – P50,000: P40 fee
Perahub2% of the cash-in amount
Robinsons Business CenterP15 – P1,000: P10 fee P1,001 – P4,000: fee of 1% of deposit Above P4,000: P40 fee
TouchPayP100 – P20,000: 2% of the deposit
Tambunting Pawnshop1.85% of the cash-in amount
UnionBank of the Philippines (via Pay Bills, over-the-counter)P15 – P1,000: P10 fee P1,001 – P3,000: P20 fee P3,001 – P5,000: P30 fee Above P5,000: P40 fee
Western UnionNo fees to receive Sender’s fees vary
WorldRemitNo fees to receive Sender’s fees vary based on sending country and transfer amount
UnionBank of the Philippines (via Pay Bills of the UnionBank app)Free

As you can see from the table, most online methods of cashing-in is free!

This is what we usually use when we want to deposit money to our account.

But even if you cash-in using other methods, the fees are very minimal compared to the convenience that this app provides!

Where to Cash in

There are several ways you can cash-in to your account.

When you follow the steps above on how to cash-in, you should see the list of the available outlets.

But in this section, we’re going to talk about the most common ways you can cash-in:

How To Cash in Using Gcash

To cash-in to your using GCash, you need to do it using your GCash app. Here are the steps:

1. Open your GCash app.

2. Select “Bank Transfer”.

3. Tap “View all”.

4. Scroll down until you see (DCPay) and tap it.

5. Then, you just need to enter the amount you want to cash-in, the account number (mobile number of your and your email (optional).

How to Cash in Using Paymaya

1. Open your Paymaya app.

2. Select “Bank Transfer”.

3. Choose DCPay Philippines Inc.

4. Enter the amount, purpose, account number (mobile number registered to your, full name and recipient mobile number.

How to Cash in via UnionBank

1. Open your app.

2. Select “Cash in”.

3. Choose Unionbank.

4. Enter the amount and hit enter.

5. Then, follow the instructions on ow to cash in.

How To Cash in Using BDO

1. Go to BDO online website.

2. Select transfer money.

3. Enter the Destination Bank: DPay Philippins/, Destination Account Name: Your name, Destination Account Number: Your registered number.

4. Enter the amount and send!

How to Cash Out

Cashing out in is similar to the cash-in method.

In the app, you’ll just need to select Cash Out and choose from the different methods available.

You’ll be able to withdraw your money through banks, e-wallets, remittance centers, cash card, tollway credits and Coins Cash Card.

Some methods are also free while others have fees. Here’s the cash out fees for your reference:

Cash Out MethodFee
Bank/Mobile WalletPESONet: Free, InstaPay: P10, Standard option: P20
LBC Instant Peso PadalaP60 minimum (rates are based on the amount you withdraw)
LBC Pesopak (door-to-door delivery)P35 minimum (rates are based on the cash out amount)
M Lhuillier Kwarta Padala1% of the amount you withdraw
Palawan Express Pera PadalaMinimum of P3
RCBC MyWalletP20


Cashing in and out in is so easy! Hopefully, you are now well-informed about this thanks to this guide.

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