How to Link PayMaya Card: Full Guide

Did you just get your PayMaya card?

Before you can use it, you need to link it to the PayMaya app. Here’s how.

Do I need to link PayMaya Physical Card?

You need to link your PayMaya physical card to the app to activate it. In doing so, you can set your PIN and start transacting with the card.

The PayMaya physical card is directly tied to your PayMaya balance so it’s a debit card that can be used in many situations:

  • Withdraw your balance locally or abroad
  • Make in-store payments

How to Link PayMaya Physical Card to the App

Assuming you now have your PayMaya card, to link it to the app, follow these steps:

Step 1: Login to your PayMaya app

Step 2: Select the Cards tab

Step 3: Tap Activate a Maya Card

Step 4: Input the details from the card such as Card Number, Expiration Date, CVV, and create a PIN then tap Link Card

Step 5: Wait for the confirmation and you’re done!

Once you’ve successfully linked your PayMaya physical card to the app, it can immediately be used.

Do I need to link PayMaya Virtual Card?

No, you don’t need to link your PayMaya virtual card to the app. The virtual card can be seen and used when you have at least P100 in your balance.

As such, you don’t need to buy the virtual card as it’s always available as long as you have sufficient balance.

Conversely, the virtual card can’t be removed.

How to Remove Linked Card in PayMaya?

If you want to remove a linked physical card in PayMaya, follow along:

Step 1: Open your PayMaya app and go to Cards

Step 2: Select your PayMaya physical card

Step 3: Tap Block Card

Step 4: Select the reason for blocking the card and Submit

Step 5: Enter your password to confirm

Step 6: You’ve now blocked your old card and you can link a new one

Note that you can only use one PayMaya physical card at a time.

How do you Use the PayMaya Physical and Virtual Cards?

Both the PayMaya physical and virtual cards are debit cards. This means that they use your balance to make payments.

The big difference between the two is that the virtual card is used for online payments while the physical cards are for in-store payments.

You can also withdraw your money using the physical card but not the virtual card.

To use them, you can simply use the info on them or submit the card to a physical store for payment.


Where do I get a PayMaya physical card?

You can buy a PayMaya card from The SM Store Business Services, Robinsons Department Store Business Centers and other select places.

You can also purchase them online from the PayMaya site.

Is there a PayMaya credit card?

No, PayMaya doesn’t offer credit cards. The virtual and physical cards are prepaid cards.

But there’s a credit service in PayMaya that lets you apply for loans.

Is there an expiration for a PayMaya card?

Yes, PayMaya physical cards have an expiration date. After they expire, you have to buy a new one and link it again.

Final Thoughts

Linking your PayMaya card is required to activate it. Luckily, the process is simple, and it can be done within minutes.

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