How to Cash Out Tala Loan to GCash

Online banking and finance has not only made fund transfers and digital payments easier, but taking out loans is also easier than ever.

A ton of online lenders have emerged since the pandemic began and online banking and e-wallets were popularized. One of these online lenders is the Tala App.

What is Tala Loan?

Tala Philippines is an online lending app where you can apply for and take out personal loans. It is fast and easy to apply with approvals only taking a couple of minutes.

They also have relatively low rates and making monthly payments is also easy, which is why it is appealing to so many Filipinos.

How to cash out Tala Loan to GCash

Cashing out your Tala loan to GCash involves several steps, but it should be easy enough to do with these detailed steps.

Step 1: Open the Tala app on your smartphone.

Step 2: Log in by entering your 4-digit Tala PIN.

Step 3: Claim your approved Tala loan by tapping “View loan offer.”

Step 4: Choose your due date using the slider and confirm the loan amount.

Step 5: Review the loan summary which includes the loan amount, selected due date, service fee, total due, effective interest rate, and conditional charges that may apply.

Step 6: Tick the box agreeing to the terms and conditions. Then, tap on “Accept Loan.”

Step 7: Choose where to claim your loan. Select your Tala account as your cash out option.

Step 8: Confirm the loan claiming details. Tap “Claim my loan.”

Step 9: The loan amount will be sent to your Tala account and you will receive a text message once the funds are available.

Step 10: Go back to your Tala homepage.

Step 11: Tap on “Transfer.”

Step 12: Enter the amount you want to transfer and tap “Continue.”

Step 13: Select your receiving bank. In this case, select GCash.

Step 14: Input the account number, account name, and account location (recipient’s city).

Step 15: Review your transfer information and make sure all the details are correct.

Step 16: Tap “Confirm transfer.”

Step 17: Wait for the Tala transfer verification code to be sent to you and enter it in the Tala app.

Step 18: Your funds have successfully been transferred and will be reflected in the receiving account momentarily.

Frequently Asked Questions (FAQs)

How long will it take for my Tala loan to be approved?

It can take as fast as 10 minutes or up to one hour. .

How long does it take for my loan to be sent to my Tala account?

The estimated processing is 10 minutes.

Where else can I cash out my Tala loan aside from GCash?

You can also cash out your Tala loan to Cebuana Lhuillier,, LBC Instant Peso Padala, M Lhuillier, Palawan Express, and to your bank account.

How much is the interest rate?

Your Tala service rate will be determined by your selected loan due date. The earlier your due date, the lower the service rate.


Tala Philippines makes it convenient for people to take out loans and transfer the money to their preferred cash out outlet.

Read these next: