How to Transfer Money from BPI to BDO

Thanks to online banking, transferring money from one bank to another has become easier than ever. You don’t have to wait in line at the bank or at the ATM just to make a withdrawal and then line up again to make a deposit at the other bank.

Keep reading this article to know about the different ways you can transfer money from your BPI account to a BDO account.

How to transfer money from BPI to BDO

There are several different ways you can make a fund transfer. You can do it directly on the BPI app, or you can use digital wallets like GCash, GrabPay, and ShopeePay.

Via BPI app

Step 1: Open your BPI Mobile Banking App and log in to your account.

Step 2: Go to the menu on the left side and tap on “Transfers.” Then, tap on “Transfer Money.”

Step 3: Select which BPI  account you would like to transfer from.

Step 4: Enter the amount you wish to transfer.

Step 5: Choose from the options to transfer to your own account, 3rd party BPI account, or another bank. If you are transferring to BDO, you will choose “another bank.”

Step 6: Select BDO Unibank Inc. from the list of banks.

Step 7: Type in the account number and account name.

Step 8:  Tap on “Next” and review the details.

Step 9: Confirm and complete the transaction.

Via GCash

Step 1: Open the GCash app on your smartphone and log in with your MPIN.

Step 2:  Cash in using your linked BPI account.

Step 3: After you cash in, on the home menu, tap on the “Transfer” icon.

Step 4: Select BDO from the partner banks list.

Step 5: Enter the amount you will transfer.

Step 6: Input the account name and number. You also have the option to enter your email where the receipt will be sent.

Step 7: Tap on the blue “Send Money” button on the bottom to complete the transaction.

Via GrabPay

Step 1: Open the Grab app on your phone.

Step 2: Go to your Grab Wallet by tapping on the “Payment” icon on the bottom center.

Step 3: Cash in to your Grab Wallet using your BPI linked account.

Step 4: Once you have funded your Grab Wallet, tap on “Transfer.”

Step 5: Select “Send to bank account.”

Step 6: Choose BDO and input the relevant account details.

Step 7: Confirm the transfer details and complete the transfer.

Via ShopeePay

Step 1: Open the Shopee app on your mobile phone.

Step 2: Go to your ShopeePay wallet.

Step 3: Cash in to your wallet with your linked BPI account or linked BPI debit card.

Step 4: After cashing in, you can either tap on “Send Money” for Instapay for “Bank Transfer” for PESONet transfers.

Step 5: Tap on “Send to Bank Account” and add the BDO account details.

Step 6: Enter the amount you want to transfer and complete the fund transfer.

Frequently Asked Questions (FAQs)

How long does it take to transfer money from BPI to BDO?

The duration will depend on whether you used Instapay or PESONet for the transaction. Instapay transfers are usually instant or within a few minutes. PESONet takes a bit longer and can take a few hours up to a few days depending on what time you made the transaction.

Are there any fees when transferring from BPI to BDO?

Most banks and e-wallets are no longer waiving transfer fees. Check the specific bank or e-wallet you are using for the fund transfer to know how much the fees are.


Online money transfers are faster and more convenient compared to withdrawing and depositing money the traditional way.

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