How to Pay SSS Loan/Contributions Using PayMaya

SSS or the Philippine Social Security System is not just for retirement benefits, but also for loans, maternity benefits, sickness benefits, and death benefits.

You can easily pay your SSS contributions or your SSS loan from anywhere without going to an SSS branch by using the PayMaya bills payment feature.

To learn how to pay your SSS contributions or loan using PayMaya, read through the step-by-step guide below.

How to pay SSS Loan using PayMaya

Follow these steps on how to pay SSS loan using the Maya app:

Step 1: Open the Maya app on your smartphone.

Step 2: Go to the Bills Payment section.

Step 3: Under Government, select SSS Loans – RTPL.

Step 4: Provide the details including Payment Reference Number, amount, payment type, and name.

Step 5: Click the Continue button.

Step 6: Double-check the details then tap the Pay button.

You will receive an SMS notification, and you can also download a copy of your payment receipt for SSS loan payment using the Maya app.

How to pay SSS Contributions using PayMaya

There are quite a few steps in this process, but it should not be too complicated as long as you read through all the points and follow them carefully.

Step 1: Launch your SSS mobile app on your smartphone. Log in to your SSS account.

Step 2: Look for the “Generate PRN/SOA” icon on your home dashboard and tap on it.

Step 3: A message should pop up. To get an active Payment Reference Number (PRN), tap on “Generate.”

Step 4: Select your membership type (OFW, Voluntary, or Self-Employed) and fill out the rest of the form with the necessary details such as the applicable period and monthly contribution. If you are an OFW member, you can also add your contribution to the Flexi Fund.

Step 5: Once you have confirmed your details, tap “Submit.”

Step 6: You will be asked to verify your PRN request details. After this, tap “Ok.”

Step 7: Wait for the confirmation on the screen.

Step 8: Once the PRN has been generated, select “Pay.”

Step 9: You will see different options to pay on the SSS mobile app. Select “Pay with PayMaya Account.”

Step 10: You will be redirected to the PayMaya login page. Input your mobile number and password.

Step 11: PayMaya will send you a text message containing a One-Time Password (OTP). Enter the OTP and tap “Proceed.” Do not share your OTP with anyone for a secure transaction.

Step 12: Verify your payment details and tap “Confirm Payment.”

Step 13: Wait for the confirmation in-app to check if your transaction is successful.

Frequently Asked Questions (FAQs)

What is the PRN in SSS?

The PRN or Payment Reference Number is a unique code automatically generated by the SSS system that an SSS member uses when paying for their loans or contributions.

You can use the PRN to keep track of your payments. It is not a permanent number since you have to generate a new PRN every time you make a payment.

Do I have to pay a convenience fee to pay my SSS contributions using PayMaya?

Yes, there is currently a biller convenience fee of Php10.

Which SSS membership types can pay SSS contributions using PayMaya?

SSS members who fall under the following membership types can pay their SSS contributions using the PayMaya app:

  • Self-Employed members
  • Voluntary members
  • OFW members

If you do not fall under these categories, you have to pay your contributions through your employer.

Can I pay SSS salary loan in PayMaya?

Yes, you can easily pay SSS salary loan through the Maya app, but make sure to have a PRN which you can generate online through the My.SSS portal.

Can I pay SSS salary loan thru GCash?

If you already have a GCash app or you don’t have the Maya app, you can also pay for your SSS salary loan through the GCash app.

You basically need just the same details, especially the PRN.

Is there PayMaya SSS payment cashback?

PayMaya offers promotions from time to time, and they have already offered a payment cashback for bills payments to SSS, Pag-IBIG, BIR, and PRC.

Stay updated by checking the social media accounts and mobile app of Maya.


Paying monthly SSS contributions and loans has now become much easier thanks to the PayMaya app.

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