How to Get GCash Mastercard: Ultimate Guide in 2022

Pairing a GCash Mastercard with your GCash account practically makes it a regular bank account but with a higher interest.

You do not need to go to a “branch” or the Globe Store to get one, as you can do everything online.

If you want to know how to get a GCash Mastercard, check out this article.

What is a GCash Mastercard?

The GCash Mastercard is like other prepaid cards issued by banks in the Philippines.

Being affiliated with Mastercard, you can use it in stores or websites locally and internationally which show the Mastercard logo.

It is directly connected to your GCash account, which means whatever is the balance of your GCash wallet, it is also the available fund of your card.

On the merchant side, they will know that you are a verified GCash user and could also use the GCash QR for payments.

Should I get a GCash Mastercard?

The GCash Mastercard is not a requirement for GCash users, but it could be a great tool.

Because it is connected to your GCash account, you can use it to withdraw funds from any ATM if you need cash.

It could be helpful in certain situations, such as when your bank has maintenance activities, and you can’t get any money.

GCash is rarely down, so you have better access to your funds, coupled with the availability of ATMs regardless of the bank.

How to get a GCash card

There are many ways to get your GCash card for in-store and online purchases and cash withdrawals.

You can get it in person through select establishments, but you can also order it online.

The way to get it online is through the GCash app, and you can follow these steps:

Step 1: Open the GCash app on your smartphone and tap the Profile icon below the screen.

Step 2: Open My Linked Accounts.

Step 3: Select GCash Mastercard from the options.

Step 4: Tap on the Order a Card button.

Step 5: If the order form is available, fill it out and accomplish payment.

Just in case it says that ordering through the page is unavailable, try these steps instead:

Step 1: Open the GCash app on your smartphone and tap View all GCash Services.

Step 2: Under Fund Management, click on the Cash Out button.

Step 3: Tap the Deliver button.

Step 4: Fill out the order form.

Step 5: Tick the box to accept the Terms and Conditions.

Step 6: Click Next and accomplish your payment on the Pay Online interface.

If you encountered the same message that you cannot order through that page, go back to the GCash home page and try a few times again.

If you still get error messages, contact customer support and inform them that you have already tried ordering through the app.

What is the information needed for GCash Mastercard?

There is no requirement if you are buying on-the-shelf at partner establishments, but the cashier may check if you are a verified GCash user.

But if you are ordering through the GCash app, here’s the list of the needed information:

  • Recipient’s Full Name
  • Mobile Number
  • Province
  • City/Municipality
  • Barangay
  • Zip Code
  • House No. and Street Address
  • Landmark (optional)

Don’t forget, though, that you need to be fully verified to be able to order using the GCash app.

Where to buy GCash Mastercard

If you wonder where to buy GCash cards, you can also buy them in-store at select GCash partner branches:

  • 7-Eleven
  • All Day Supermarket
  • All Day Convenience Store
  • Lawson
  • Ministop

Don’t forget that this is subject to availability, so always ask the cashier first if you can buy one.

You might also confuse this list with the partner branches for cash out, which is another.

What is the GCash Mastercard price?

Availing the GCash Mastercard is similar to most debit cards, without the required initial deposit or maintaining balance.

The GCash card price is just P150, regardless of where you want to buy it.

If you order online through the GCash app, there is a fixed delivery fee of P65.

If you can opt for pick-up, there would be no delivery charge.

How do I activate my GCash Mastercard?

Activating your GCash Mastercard is relatively easy, and you can do it either through the GCash app or USSD.

If you are activating it using the app, you need to go to GCash Mastercard under My Linked Accounts.

The process is straightforward, and you can immediately use your card upon activation.

Alternatively, you can also dial *143# and go to Activate Card under the GCash section.

Either way, you will be asked to provide the 16-digit Virtual Account number that can be found on your card.

How to use GCash Mastercard

Once activated, you can now enjoy using your GCash Mastercard provided that you have sufficient funds in your account.

You can do the following:

  • Do cash withdrawals and balance inquiries in Bancnet and Mastercard ATMs
  • Shop in-store and pay for goods through checkout counters in the Philippines and abroad
  • Buy online from websites that accept debit Mastercards.
  • Dine at restaurants and use it for payment instead of cash for contactless transactions.
  • Lock and unlock your card for extra account safety.

FAQs

How many days is the delivery of the GCash Mastercard?

Upon completing your purchase, you will see the notification screen that tells you to expect delivery within ten business days.

Therefore, the delivery can take about two weeks, excluding holidays.

How do I know if the GCash Mastercard can be delivered to me?

Since the input for address on the GCash Mastercard order form is through dropdown menus, you will know immediately if your area can be reached.

When it is already forwarded to the delivery courier, you will receive a notification message regarding its delivery so you will not miss it.

Are there GCash ATMs?

There are no GCash-branded ATMs in the Philippines because there is no need for them.

The GCash Mastercard can be used with any Automated Teller Machine if it bears the Mastercard or Bancnet logo.

There are many Bancnet ATMs, so you don’t have to worry about where you want to withdraw funds whenever you need them.

How much is the GCash Mastercard withdrawal fee?

According to the Help Center of GCash, the withdrawal fee for the GCash Mastercard ranges from P10-P18, which depends on the servicing bank.

Safe to say, it’s less than the fixed original fee of P20 regardless of the amount you need to withdraw.

If you withdraw money from international locations, the fee is P150.

How much is the GCash Mastercard balance inquiry fee?

If you inquire about your card balance through ATMs in the Philippines, there is a small fee of P3 per transaction.

Sometimes, the cashier may ask to make a balance inquiry of your card if it gets declined, costing you P3 per inquiry.

International balance inquiries, on the other hand, cost P50.

To save on these fees, check your GCash app to see your account balance in real-time.

Is my GCash Mastercard PIN the same as my GCash account PIN?

No, they are not the same anymore following the security upgrade of GCash.

You need to nominate a 6-digit card PIN to be able to use your GCash Mastercard.

It can be done by going to the GCash Mastercard section under My Linked Accounts, where you can see the card’s features.

When should I use the Lock feature?

You can conveniently lock your card in instances where you are not using your card for an extra layer of security.

If it gets stolen, you can lock it as well, rather than the outright deactivation of your whole GCash account.

Just unlock it ahead of any transaction to ensure that it will go through.

When should I use the Deactivate feature?

If your card is lost or stolen, deactivate it to ensure that no amount will ever be deducted from your account.

It will also allow you to remove it from the list of linked cards to add another one in its place.

I need to reload my GCash Mastercard since it is a prepaid card?

No, you do not need to do any reload or fund transfers anymore to be able to use your GCash Mastercard.

It is linked to your GCash account, which means whatever your wallet balance is also the purchase limit for the card.

To have sufficient funds, you can cash in through over-the-counter partners or linked accounts such as BPI, Metrobank, and Unionbank.

Is GCash Mastercard a credit card?

The GCash Mastercard is not a credit card but rather a debit card.

You can still use it in most online transactions that accept both debit and credit cards.

You might want to check the Virtual American Express card that comes with your verified GCash account, which is accepted as a credit card for online transactions.

Can anyone buy a GCash Mastercard?

If you are below 18 years old, let your parents order the GCash Mastercard for you in the GCash app.

But generally, anyone can buy a GCash Mastercard as long as they can pay at Over the Counter locations.

Please take note that you still need to link the GCash Mastercard to a verified account to use it.

What is the GCash Locating VAN?

VAN means Virtual Account Number of the GCash Mastercard, which can be found at the back of your newly purchased card.

It is a set of letters and numbers that serve as your physical card’s unique identification code.

You can refer to your card using the Virtual Account Number rather than your actual card number when requesting assistance from customer support.

It came from the security upgrade initiative of GCash to help ensure account safety for its users.

How many GCash Mastercards can I have?

Technically, you can have 15 GCash Mastercards officially under your name.

You can link up to three cards per GCash account, and you can have up to five GCash accounts using different numbers.

Practically, this can be useful for families and can be an alternative to supplementary credit cards.

You will need to deal with setting up your budget rather than credit limits and also be able to lock the card immediately in case of theft or loss.

Can I unlink a GCash Mastercard from my account and transfer it?

You can’t use a GCash Mastercard through another account even if it belongs to you.

Unlinking it only removes it from your account and gives you one free slot for another GCash Mastercard.

Why is there no name on my GCash Mastercard?

All GCash Mastercards are delivered or handed to you sealed in an envelope, which helps ensure that no one else can get the card details before you.

They are batch-produced, and GCash does not have an actual physical branch where you can put one.

Globe Stores used to have the machines for printing the name on store-bought cards, but GCash has no official information regarding these.

No one prevents you from printing or writing a name there for personalization.

If you fear that Automated Teller Machines may eat it, you do not have to worry about that unless the card is reported as lost or stolen.

If it happens by mistake, the only important thing is that you have signed it, which will be checked by a bank agent when you try to claim it.

What are the Terms and Conditions when ordering GCash Mastercard?

This is a paraphrase of the Terms and Conditions when ordering through the GCash app:

  • You are informed of and agree to the Privacy Policy and Terms and Conditions of GCash.
  • You allow GCash to process the personal information you provided and necessarily share it with contractual business partners and third parties (such as delivery couriers).
  • You have the right to access and modify your data (such as when you accidentally provided the wrong information).
  • You will be informed of any further use of your data not stated in the Terms and Conditions, to which you can also object.
  • It is understood that your application may be declined, or your GCash wallet may be closed if you fail to provide accurate information.

You can check the original text by clicking the Terms and Conditions after filling out the Order Form fields.

Conclusion

A GCash Mastercard conveniently allows you to access your funds from any ATM worldwide.

Get one today in just a few clicks to enjoy a leisurely lifestyle with GCash.

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